Insurance Benefit Amounts for 2026
Effective from the 1st of January 2026, members of Samverk are entitled to the following life insurance and related benefits:
Life insurance in the event of death: 850.000 DKK, valid up to the age of 45. Thereafter, the amount is reduced annually by 18.636 DKK down to 440.000 DKK until retirement age.
Critical illness: 240.000 DKK.
Critical illness - children: 240.000 DKK.
Final payout when the insurance coverage ends: 103.022,50 DKK.
Disability benefit: 335.000 DKK, valid up to the age of 45.
The amount then decreases gradually up to and including the age of 59, down to 51.000 DKK. From age 60 until retirement age, the insurance benefit is 26.000 DKK.
Hearing aid allowance: Reimbursement of up to 4.000 DKK per hearing aid.
Full-Time Accident Insurance with TRYGD: 1.000.000 DKK.